Property investment whether buying a first home or a subsequent rental house or unit for investment remains an attractive investment for many Australians. Using the equity in their own home assists many people to invest in additional property.

Homeowners who now own their own home or only have a small loan remaining on that home should consider using the equity in that home to invest in additional property to increase their investment in real estate. Many home owners are making this move some as they wish to build up a real estate investment as they prepare for retirement and others who just see the opportunity that real estate investment can provide for their long term security.  

In the affordable Ipswich Region housing market investors from other areas including interstate are using the equity they have in current properties to purchase investment homes in this fast developing region.  

Lenders have any number of investment loan products to assist property investors ranging from lines of credit to fixed rate interest only loans with interest rates the same as for owner occupied home loans. Banks professional packages are well suited to both investors and owner occupied homebuyers once they are borrowing over $150,000. For taxation benefits the investor who still has a loan on their own home an interest only loan can be suitable. In this case the investor can apply savings or surplus funds to the owner occupied home loan paying that loan off quicker and maximising the taxation benefits on the investment loan.

Dealing with over thirty lenders including Banks, Building Societies, Credit Unions and other finance corporations we have access to a wide range of lenders and loan products to meet the needs of our clients from buying a first home to investment homes.

In our home loan service we provide an obligation free consultation to our clients whether refinancing, buying a first or subsequent own home or investment home.